a loan applicant, 2015 is broadly divided into several links?
1, individual housing loans
2, personal auto loan
3, personal consumer durables
5 individual consumption loans, personal credit loans
Second, personal loan application should have the following conditions?
1, and borrowing people for has completely civil capacity of People's Republic of China citizens or meet national about provides of outside natural;
2, and loan uses clear legal;
3, and loan application amounts, and term and currency species reasonable;
4, and borrowing people has repayment wishes and repayment capacity;
5, and borrowing people credit status good, no major bad credit records;
6, and loan people requirements of other conditions.